Moral Hazard and the Lighter Side of Human Extinction

Moral Hazard and the Lighter Side of Human Extinction

by MD JD Bob Turbow, Alex Turbow


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We never figured ourselves for the type of people to stand on a street corner toting a sign that reads, "The end is near." Moral hazard has driven us to adopt this desperate mindset. The term "moral hazard" may seem obscure because it has previously been confined to economic theory, insurance practices, and reckless lending and borrowing. We have expanded the term to include any behaviors that put others at risk.
The good news is that we (likely) won't slowly fade into unconsciousness while zombies chew on our skulls, but any of us could be killed today by a distracted driver or others exhibiting reckless behavior. Moral hazard is so prevalent that we don't even notice the headlines. "Major sporting good company found guilty of using child labor, again." "Home run slugger suspended 100 games after testing positive for performance enhancing drugs." "More nuclear launch officers suspended indefinitely after cheating on proficiency tests." Moral hazard is all around us and appears in forms most wouldn't think possible.
We are increasingly treating each other with lethal levels of disregard, and most people don't seem aware of the trend. Our species is heading off the proverbial cliff, but there is still time to tap the brakes. Join us on this journey as we attempt to provide you with the tools to survive the moral hazard apocalypse.

Product Details

ISBN-13: 9781502735812
Publisher: CreateSpace Publishing
Publication date: 12/10/2014
Pages: 96
Product dimensions: 6.00(w) x 9.00(h) x 0.20(d)

About the Author

Alex's Bio
Alex Turbow graduated from the University of Colorado at Boulder with a degree in Communication in 2013. He wrote this book at the age of 22. Alex was a "walk-on" on the Colorado football team and ultimately earned a full scholarship. Alex would like to point out that his father (and co-author) has four followers on Twitter.

Bob's Bio
Dr. Bob Turbow is a practicing newborn intensive care physician and is also a member of the California State Bar. His education and training include The University of Southern California School of Medicine, Stanford University Medical Center, and Santa Clara University School of Law. Bob would like to point out that Alex does not have any doctoral degrees.

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