The title of this book came to me one day while I was thinking about what would be a catchy title that people would remember. I remember asking myself what would include everything about why we need to know about credit. A few days later, while I was not thinking about the book, the title came to mind, What’s My Credit Got to Do with It? The answer is everything! In our country, without good credit you will pay the highest interest rates, will not be able to get certain jobs, and without low interest rates and without a low-paying job or no job at all, the quality of housing available to you goes down also. You will basically be in credit jail. This title will hopefully make you think about the choices you make when it comes to your finances.